RAC provides a comprehensive range of motoring and vehicle services to consumers and businesses. These range from those learning to drive with BSM, peace of mind with RAC breakdown cover, automotive glass replacement, insurance, financial and legal services, to customers using RAC and HPI for vehicle history checks. RAC is part of Aviva, the world’s fifth-largest insurance group (based on gross worldwide premiums for the year ended 31 December 2005) and the biggest in the UK, where it operates under the Norwich Union brand.